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Staff and Offices

New Jersey Citizen Action's principal offices are listed below geographically, north to south. You will find addresses, phone and fax numbers, and staff members with their phone extensions and e-mail addresses.

Main Office / Financial Education Center

744 Broad Street, Suite 2080
Newark, NJ 07102

Phone: 973-643-8800
Fax: 973-643-8100
Phyllis Salowe-Kaye,
Executive Director

 ext. 214 phyllis@njcitizenaction.org
Leila Amirhamzeh,
Associate Director of Development

 ext. 235 leila@njcitizenaction.org
Beverly Brown Ruggia,
CRA Organizer

 ext. 212 beverly@njcitizenaction.org
Judith Brzuskiewicz,
Loan Counselor

 ext. 237 judy@njcitizenaction.org
Crystal Eshanov,
Economic Security Program Coordinator

 ext. 239 crystal@njcitizenaction.org
Berith Flores,
Intake Coordinator

 ext. 233 berith@njcitizenaction.org
Laurie Gaglio,
Accounting / Data Manager

 ext. 216 laurie@njcitizenaction.org
Karime Guerra,
Loan Counselor

 ext. 236 karime@njcitizenaction.org
Victor Hayashida,
Housing Research

 ext. 231 victor@njcitizenaction.org
Bonita Holmes,
Director of Loan Counseling and Loss Mitigation

 ext. 234 bonita@njcitizenaction.org
Penny Lewis,
Administrative Assistant

 ext. 210 penny@njcitizenaction.org
Victoria Lindsey,
Loan Counselor

 ext. 213 victoria@njcitizenaction.org
Mark Maffet,
Housing Research

 ext. 230 mark@njcitizenaction.org
Judy Mayo,
Development Associate 

ext. 245 judym@njcitizenaction.org
Mike Thurston,
Senior Loan Counselor

 ext. 238 michael@njcitizenaction.org
Wade Wheeler,
Loan Counselor (Foreclosure Prevention)

 ext. 217 wade@njcitizenaction.org
Yarrow Willman-Cole,
Regional Organizer

 ext. 215 yarrow@njcitizenaction.org
Jessica Zevallos,
Loss Mitigation Reporting Assistant

 ext. 242 jessica@njcitizenaction.org
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North Office

128 Market Street
Passaic, NJ 07055

Phone: 973-916-0942
Fax: 973-643-8100
Karime Guerra,
Loan Counselor

   karime@njcitizenaction.org
Wade Wheeler,
Loan Counselor (Foreclosure Prevention)

   wade@njcitizenaction.org
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Central Office

75 Raritan Avenue, Suite 200
Highland Park, NJ 08904

Phone: 732-246-4772
Fax: 732-214-8385
Theresa Dempewolf,
Director of Empowerment Programs & Finance

 ext. 12 theresa@njcitizenaction.org
Naomi Anderson,
Bookkeeper

 ext. 17 naomi@njcitizenaction.org
Charmaine Arthurs-Murphy,
Housing Research

 ext. 20 charmaine@njcitizenaction.org
Kim Drone,
Membership Director

 ext. 11 kim@njcitizenaction.org
Renee Harley,
Housing Research

 ext. 26 renee@njcitizenaction.org
Diane McMahon,
Loan Counselor

 ext. 15 diane@njcitizenaction.org
Lynn Perry,
Office Manager

 ext. 10 lynn@njcitizenaction.org
Ann Vardeman,
Regional Organizer

 ext. 13 ann@njcitizenaction.org
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South Jersey Office

NEW LOCATION! Now in Cherry Hill (covering Camden and Burlington counties)

1040 Kings Highway, Suite 308
Cherry Hill, NJ 08034

Phone: 856-966-3095
Fax: 856-414-1054
Wende Nachman,
Oil Group Director

 ext. 202 wende@njcitizenaction.org
Courtney Murphy,
Administrative Assistant

 ext. 200 courtney@njcitizenaction.org
Sandra Lambe,
Loan Counselor

 ext. 204 sandra@njcitizenaction.org
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NJCA Oil Group

1040 Kings Highway, Suite 308
Cherry Hill, NJ 08034

Phone: 1-800-464-8465 or 856-966-3095 ext. 202
Fax: 856-414-1054
Wende Nachman,
Oil Group Director

 ext. 202 wende@njcitizenaction.org
Courtney Murphy,
Administrative Assistant

 ext. 200 courtney@njcitizenaction.org
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Loan Counseling Service

LOAN COUNSELING APPLICATIONS CAN BE OBTAINED AT:

NJCA's Loan Counseling Service Page

Or by calling

1-800-NJ OWNER (1-800-656-9637) – TOLL-FREE FOR NEW JERSEY ONLY

NJCA's Loan Counseling Service Page also lists all of our
Loan Counseling offices located throughout New Jersey
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